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	<title>Michael Di Lauro &#187; About the NPV of Life</title>
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	<link>http://michaeldilauro.ca</link>
	<description>Just a guy. A guy who made the leap.</description>
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		<title>Making the leap</title>
		<link>http://michaeldilauro.ca/2010/08/30/making-the-leap-2/</link>
		<comments>http://michaeldilauro.ca/2010/08/30/making-the-leap-2/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 01:49:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About the NPV of Life]]></category>
		<category><![CDATA[Perception]]></category>

		<guid isPermaLink="false">http://michaeldilauro.ca/?p=2203</guid>
		<description><![CDATA[People ask me all the time. How do I become an entrepreneur? How do I start my own business? How can I transform my art, my hobby, my passion into a successful venture? People ask me, and they then… Frown at the reply. It’s because their expectations aren’t met. It’s because they’re asking—so they think—a [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/43277583@N08/4039286740/"><img class="alignleft size-full wp-image-2205" title="SuccessFailure" src="http://michaeldilauro.ca/wp-content/uploads/2010/07/SuccessFailure.png" alt="" width="169" height="108" /></a>People ask me all the time.<br />
How do I become an entrepreneur?<br />
How do I start my own business?<br />
How can I transform my art, my hobby, <em>my</em> <em>passion</em> into a successful venture?</p>
<p>People ask me, and they then…<br />
Frown at the reply.</p>
<p>It’s because their expectations aren’t met.<br />
It’s because they’re asking—so they think—a business question.<br />
And they expect—of course—a business answer.</p>
<p>But believe it or not, the secret to success,<br />
Isn’t found in business textbooks.<br />
There is, in business, no textbook definition—no textbook strategy—for success.<br />
How do I know this?<br />
Well, for what it’s worth, I studied management and accounting, and I worked as an accountant and business adviser for more than 20 years.<br />
I know business (that’s why people keep asking me that question in the first place).<br />
And I know when textbook business advice is useful,<br />
And when it’s of no help at all.</p>
<p>That’s why I say success isn’t ensured via a business strategy.<br />
If it were, <a href="http://michaeldilauro.ca/2010/07/16/business-as-taught-by-a-juvenile-delinquent/">Yvon Chouinard&#8217;s</a> business would have failed—a long time ago.<br />
If it were, <a href="http://michaeldilauro.ca/2009/08/20/innovation-in-action/">Scrivener</a> wouldn’t be a Mac-only app.<br />
I can go on, but,<br />
I’ll get to the point.</p>
<p>You want to make that leap—cross that divide—from employee to entrepreneur?<br />
You want to be a successful business owner?</p>
<p><strong>Then do this:</strong><br />
Stand before a mirror,<br />
Do you see a successful entrepreneur?<br />
Gaze into your eyes, and ask yourself this,<br />
What are the odds of me being successful?<br />
Now ask yourself,<br />
Do I believe I can be successful at business?</p>
<p>Measure mightily the answer.<br />
Because it all starts with belief.<br />
At the end of the day there&#8217;s more value in that tired, old expression, &#8220;<em>You gotta believe!</em>&#8221;<br />
Than there is in a hundred business textbooks.</p>
<p>And, at the end of the day, understand that science is beginning to prove,<br />
What Henry Ford said a hundred years ago,<br />
<em>Whether you believe you will succeed, or believe you will fail.<br />
You’re right.</em></p>
<p style="text-align: center;"><em><a href="http://michaeldilauro.ca/wp-content/uploads/2009/05/autograph.png"><img class="aligncenter size-full wp-image-1875" title="Screen shot 2010-07-04 at 7.03.56 PM" src="http://michaeldilauro.ca/wp-content/uploads/2010/07/Screen-shot-2010-07-04-at-7.03.56-PM.png" alt="" width="190" height="36" /></a></em></p>
<p style="text-align: left;">Ideas? Suggestions? Questions? Please leave a comment.</p>
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		<title>It&#8217;s you times two</title>
		<link>http://michaeldilauro.ca/2010/08/24/its-you-times-two/</link>
		<comments>http://michaeldilauro.ca/2010/08/24/its-you-times-two/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 01:00:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About the NPV of Life]]></category>
		<category><![CDATA[Management]]></category>

		<guid isPermaLink="false">http://michaeldilauro.ca/?p=2597</guid>
		<description><![CDATA[What does it mean, to Make the Leap? For many people, it means continuing in their chosen profession or trade, with the exception that they’re doing it for themselves, rather than for a boss or employer. If that definition describes you, it’s important to remember this; You’re worth at least twice what you’re currently earning. [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-2577" title="Times 2" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Times-2.png" alt="" width="167" height="63" />What does it mean, to <em>Make the Leap</em>?<br />
For many people, it means continuing in their chosen profession or trade, with the exception that they’re doing it for themselves, rather than for a boss or employer.<br />
If that definition describes you, it’s important to remember this;<br />
You’re worth at least twice what you’re currently earning.<br />
Whether you earn $10 an hour, $20 an hour, or more.<br />
You’re easily worth twice that.</p>
<p>Think about it.<br />
If you’re an employee, whatever it is you do,<br />
Whether it&#8217;s programming things, administering things, building things or fixing things,<br />
Your employer is selling your productivity to someone else.<br />
And, when your employer sells your productivity to someone else, he or she makes a profit off the amount you’re getting paid.<br />
In other words, there’s a customer in that equation who’s paying your employer a whole bunch more than the amount you’re getting.</p>
<p>And that’s why you’re worth twice what you’re earning.<br />
It’s because there’s an intermediary between you and the customer.<br />
Your employer is the  intermediary who brokers your talent, who finds the customers, and who then profits from the arrangement.<br />
All you need to do, then, is cut out the intermediary, find your own customers and keep the extra amount for yourself.</p>
<p><em>So, why would a customer pay you double what your employer pays you?</em></p>
<ol>
<li> Because a customer&#8217;s already paying someone else more or less the same amount already</li>
<li>Because when a customer hires you, it’s for a specific job or contract. In such a situation there’s often no ongoing commitment, and customers are willing to pay more for that flexibility (even though, if you provide good work, they’ll end up being a long-term customer).</li>
</ol>
<p><em>What are the advantages of working for customers?</em> Here are just a few examples:</p>
<ol>
<li>You can choose to work the same amount of hours and double your income.</li>
<li>You can choose to work half as much and still earn the same income.</li>
<li>You can choose who you’ll work for, and when you’ll work for them.</li>
<li>You can choose to add services, discontinue services, or make no changes at all.</li>
<li>You can choose to have as many customers as you want. Did you know there’s less of a risk to your your income if you work for five or ten customers (rather than just one employer)? If your employer lays you off, you lose 100% of your income. If one customer lets you go, you might lose only 10% of your income.</li>
<li>You can choose to hire someone else and you, yourself, become the intermediary.</li>
</ol>
<p>Whatever you choose to do, just remember, if you do <em>make the leap</em>, it’s you times two</p>
<p style="text-align: center;"><img class="aligncenter size-full wp-image-1875" title="Screen shot 2010-07-04 at 7.03.56 PM" src="http://michaeldilauro.ca/wp-content/uploads/2010/07/Screen-shot-2010-07-04-at-7.03.56-PM.png" alt="" width="190" height="36" /><br />
Ideas? Suggestions? Questions? Please leave a comment.</p>
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		<title>Reminders from a god</title>
		<link>http://michaeldilauro.ca/2010/08/17/reminders-from-a-god/</link>
		<comments>http://michaeldilauro.ca/2010/08/17/reminders-from-a-god/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 14:38:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About the NPV of Life]]></category>
		<category><![CDATA[How to live a happy life]]></category>

		<guid isPermaLink="false">http://michaeldilauro.ca/?p=2432</guid>
		<description><![CDATA[First steps. In previous posts, I mentioned two first steps toward a Net Present Value lifestyle. Those first steps included suggestions for Living at Cause, and for avoiding Three Common Regrets. I’d like to take a minute to describe another first step—an important one. This one about reminders. You probably know all about the power [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/draken413o/4554749459/"><img class="alignleft size-full wp-image-2528" title="Photo by Jonathan Danker" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Photo-by-Jonathan-Danker.png" alt="" width="198" height="137" /></a>First steps.<br />
In previous posts, I mentioned two first steps toward a <em><a href="../2010/07/22/net-present-what/">Net Present Value</a></em> lifestyle.<br />
Those first steps included suggestions for <em><a href="http://michaeldilauro.ca/2010/08/06/a-life-changing-decision/">Living at Cause</a></em>, and for avoiding <em><a href="http://michaeldilauro.ca/2010/07/28/no-regrets/">Three Common Regrets</a></em>.<br />
I’d like to take a minute to describe another first step—an important one. This one about <em>reminders</em>.</p>
<p>You probably know all about the power of positive affirmations, and the importance of setting goals<br />
You probably know all that.<br />
But, just as a recap, allow me this brief explanation&#8230;<br />
Many experts say that seeing or hearing an ongoing <em><a href="http://books.google.ca/books?id=8JMm1gK0iJwC&amp;pg=PA32&amp;lpg=PA32&amp;dq=forest+tennant+motivational&amp;source=bl&amp;ots=ydwHQjyKKR&amp;sig=28_3Dujh2cjNWbo9RkQyeXi3Ns0&amp;hl=en&amp;ei=X5VqTNjdMoWclgfflIGxAQ&amp;sa=X&amp;oi=book_result&amp;ct=result&amp;resnum=4&amp;ved=0CB4Q6AEwAw#v=onepage&amp;q&amp;f=false">motivational message</a></em> is crucial for your success.</p>
<p>Even a simple positive statement such as <em>I&#8217;m a winner</em>,  if seen repeatedly, can have a lasting impact.<br />
In addition, experts will advise you to establish, and keep track of, your goals.<br />
Write your goals and affirmations down, and make sure you see them every day.<br />
Put them on sticky notes, they&#8217;ll say,<br />
Paste one to your dresser mirror, and another on your breakfast cereal box.<br />
Seeing them every day.<br />
That&#8217;s what&#8217;s important</p>
<p>Now let me give you my take on this strategy,<br />
I think you need something more conspicuous, more front-and-centre.<br />
Sticky notes, useful for many things, just don&#8217;t cut it for me. They&#8217;re too easy to miss.<br />
So, instead of sticky notes, enter your goals and affirmations in your smartphone or computer’s calendar,<br />
And set reminders that pop up at least once a day.<br />
So that you&#8217;ll get, every day, something like this.</p>
<p><a href="http://michaeldilauro.ca/wp-content/uploads/2010/08/Website.png"><img class="aligncenter size-full wp-image-2433" title="Website" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Website.png" alt="" width="331" height="143" /></a></p>
<p>But here&#8217;s an even better, if somewhat abstract or philosophical, idea.<br />
Did you know that <em><a href="http://webcache.googleusercontent.com/search?q=cache:ajQ2ryboWisJ:en.wikipedia.org/wiki/List_of_Greek_mythological_figures+list+of+greek+gods&amp;cd=1&amp;hl=en&amp;ct=clnk&amp;gl=ca">Athena</a></em> is the Greek mythical goddess of handicrafts?<br />
Or that <em><a href="http://webcache.googleusercontent.com/search?q=cache:ajQ2ryboWisJ:en.wikipedia.org/wiki/List_of_Greek_mythological_figures+list+of+greek+gods&amp;cd=1&amp;hl=en&amp;ct=clnk&amp;gl=ca">Demeter</a></em> is the god of agriculture and horticulture?</p>
<p>With that in mind, why not use a Greek god as your very own personal avatar?<br />
Just look up the <em><a href="http://webcache.googleusercontent.com/search?q=cache:ajQ2ryboWisJ:en.wikipedia.org/wiki/List_of_Greek_mythological_figures+list+of+greek+gods&amp;cd=1&amp;hl=en&amp;ct=clnk&amp;gl=ca">Greek god</a></em> that typifies your goal, create an affirmation that links you with that mythical figure, and then set a reminder.<br />
For instance,<br />
If you&#8217;d like to <em><a href="http://michaeldilauro.ca/2010/08/02/making-the-leap/">make the leap</a></em> to something associated with music.<br />
Then <em><a href="http://en.wikipedia.org/wiki/List_of_Greek_mythological_figures">Apollo</a></em>—the god of music—is your guy.<br />
Just set a reminder that reads;</p>
<p><a href="http://michaeldilauro.ca/wp-content/uploads/2010/08/Apollo.png"><img class="aligncenter size-full wp-image-2435" title="Apollo" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Apollo.png" alt="" width="335" height="145" /></a><br />
And make sure you see it every day.<br />
I think you&#8217;ll be surprised at the positive impact a simple, and whimsical, statement like that can make.</p>
<p>Too weird for you?<br />
Worried about what your family or friends will think if they catch a glimpse of your personal reminder?<br />
Then bear in mind that you will always come across detractors and naysayers.<br />
Understand too, that people will often try to discourage you or poke fun at your ideas.<br />
Also bear in mind these two, final, suggestions;<br />
One: memorize this <a href="http://whatfaysaid.tumblr.com/post/951917809/what-others-think-of-me-is-none-of-my-business"><em>phrase</em>:</a> <em>&#8220;What others think of me is none of my business.&#8221;</em><br />
Two: try to imagine the reminders that your detractors might be forced to look at each and every day,<br />
Maybe something like this?</p>
<p><a href="http://michaeldilauro.ca/wp-content/uploads/2010/08/Its-Monday.png"><img class="aligncenter size-full wp-image-2438" title="It's Monday" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Its-Monday.png" alt="" width="333" height="144" /></a></p>
<p>After all, the choice is yours. Get a reminder from a god, or let a naysayer steal your dream.</p>
<p style="text-align: center;"><a href="http://michaeldilauro.ca/wp-content/uploads/2009/05/autograph.png"><img class="aligncenter size-full wp-image-1875" title="Screen shot 2010-07-04 at 7.03.56 PM" src="http://michaeldilauro.ca/wp-content/uploads/2010/07/Screen-shot-2010-07-04-at-7.03.56-PM.png" alt="" width="190" height="36" /></a></p>
<p>Ideas? Suggestions? Questions? Please leave a comment.</p>
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		<title>Fay&#8217;s on tumblr</title>
		<link>http://michaeldilauro.ca/2010/08/10/fays-on-tumblr/</link>
		<comments>http://michaeldilauro.ca/2010/08/10/fays-on-tumblr/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 01:19:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About the NPV of Life]]></category>
		<category><![CDATA[How to live a happy life]]></category>

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		<description><![CDATA[I thought it might be fun. Or at the very least, informative, To set up a tumblr page and upload, at the rate of one per day, One hundred short, to-the-point tips for living a Net Present Value lifestyle. I lifted the quotes from the novel itself, And they’re all attributable to Fay Thorncliffe, the [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://whatfaysaid.tumblr.com/"><img class="alignleft size-full wp-image-2394" title="Tumblr" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Tumblr.png" alt="" width="126" height="32" /></a>I thought it might be fun.<br />
Or at the very least, informative,<br />
To set up a <a href="http://whatfaysaid.tumblr.com/">tumblr</a> page and upload, at the rate of one per day,<br />
One hundred short, to-the-point tips for living a <em><a href="http://michaeldilauro.ca/2010/07/22/net-present-what/">Net Present Value</a></em> lifestyle.</p>
<p style="text-align: center;">
<div id="attachment_2390" class="wp-caption aligncenter" style="width: 413px"><a href="http://whatfaysaid.tumblr.com/"><img class="size-full wp-image-2390 " title="What Fay Said" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/What-Fay-Said.png" alt="" width="403" height="271" /></a><p class="wp-caption-text">Fay&#39;s Tumblr Blog</p></div>
<p>I lifted the quotes from the novel itself,<br />
And they’re all attributable to Fay Thorncliffe, the book&#8217;s enigmatic, insightful main character.<br />
The  tumblr blog is still in its infancy, and if you choose to follow it,<br />
You&#8217;ll see me tweaking it as we go along.<br />
And please,<br />
If you have ideas for improving my site (or if you just want to say hi!) I’d love hearing from you.</p>
<p style="text-align: center;"><a href="http://michaeldilauro.ca/wp-content/uploads/2009/05/autograph.png"><img class="aligncenter size-full wp-image-1875" title="Screen shot 2010-07-04 at 7.03.56 PM" src="http://michaeldilauro.ca/wp-content/uploads/2010/07/Screen-shot-2010-07-04-at-7.03.56-PM.png" alt="" width="190" height="36" /></a></p>
<p>Ideas? Suggestions? Questions? Please leave a comment.</p>
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		<title>A life-changing decision</title>
		<link>http://michaeldilauro.ca/2010/08/06/a-life-changing-decision/</link>
		<comments>http://michaeldilauro.ca/2010/08/06/a-life-changing-decision/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 16:11:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About the NPV of Life]]></category>
		<category><![CDATA[Cause & Effect]]></category>

		<guid isPermaLink="false">http://michaeldilauro.ca/?p=2368</guid>
		<description><![CDATA[I’d like you to try a little experiment. The next time you’re chatting with someone, Ask her or him about their unfulfilled ambitions. Phrase your question something like this, “If you could make a living doing what you love, what would that be?” Then… Listen carefully for a few key phrases. Phrases like, “If only [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.flickr.com/photos/orwellsvision/2719928466/"><img class="alignleft size-full wp-image-2369" title="Photo by ButtonheadOrg" src="http://michaeldilauro.ca/wp-content/uploads/2010/08/Photo-by-ButtonheadOrg.png" alt="" width="180" height="132" /></a>I’d like you to try a little experiment.<br />
The next time you’re chatting with someone,<br />
Ask her or him about their unfulfilled ambitions.<br />
Phrase your question something like this, “<em>If you could make a living doing what you love, what would that be?</em>”<br />
Then…<br />
Listen carefully for a few key phrases.<br />
Phrases like, “<em>If only I was in a better situation…</em>”<br />
Or words such as, “<em>One day—I don’t know—maybe I’ll give it a try…</em>”<br />
Or maybe something like, “<em>When (fill in the blank) happens, then I might be able to do it&#8230;</em>”</p>
<p>What’s the point of this exercise?</p>
<p>Well, you might remember, the other day, I said I’d <a href="http://michaeldilauro.ca/2010/08/02/making-the-leap/">explain</a> the difference between Cause and Effect.</p>
<p>Why is this important?</p>
<p>Because if you’re seriously thinking about making the leap,<br />
Then understanding the implications of Cause and Effect is a crucial first step, one so important, it might well be the key element needed in achieving your desired goal.<br />
And there’s no better way to demonstrate Cause and Effect than through our  experiment.</p>
<p>You see, what’s important to understand is that,<br />
When someone uses sentences with words such as, “<em>If only…</em>” or “<em>One day…</em>” or “<em>When…</em>”<br />
They are making excuses for not doing what they truly want to do.<br />
And that’s called Living at Effect.<br />
Living at Effect means that, though we have a dream, we unfortunately see it as one that’s much too difficult, or  one that’s simply unattainable.<br />
It effectively means that we&#8217;re letting something that everyone experiences (fear, indecision, self-doubt) hold us back.</p>
<p>Living at Cause, however, means not giving in to fear or indecision.<br />
It means not letting any of that deter us,<br />
And it means making a decision to, quite simply, <em>Go for it</em>!<br />
It means, if we want to savour reward,<br />
We’ll need to start using  different words.<br />
Words like, “<em>How can I make this happen?</em>”<br />
Instead of “<em>If only I could make it happen.</em>”<br />
Words like, “<em>What if it is possible? What if it is possible to do it now?</em>”<br />
Instead of, “<em>Well, maybe, one day, it will be possible.</em>”<br />
Living at Cause means changing our mindset,<br />
Away from indecision and self-doubt,<br />
Toward possibility. Toward potential.</p>
<p>You know, there’s a blogger, an author—<a href="http://www.farbeyondthestars.com">Everett Bogue</a>—that I’m following.<br />
Everett Bogue writes about his minimalist life.<br />
I enjoy reading Everett for a number of reasons;<br />
He’s entertaining, he has great and, sometimes, controversial ideas.<br />
And he shares a wonderful, inspiring message about getting rid of stuff in order to live a full life.<br />
But the first thing I recognized in Everett was that he’s living at Cause.<br />
Why do I say that?<br />
Because, as explained on his blog, one day he came to a few decisions.<br />
One day he decided to quit his job, move to a new city and just live with less.<br />
Those are not easy—nor commonplace—decisions.<br />
But, he did it.<br />
Do you see what I mean?<br />
Whether he knew or not, at one point he decided to live at Cause.<br />
And the rest followed.</p>
<p>It doesn’t really take much, when you think about it.<br />
Just a simple decision, really.</p>
<p>And where does that leave you?<br />
I think it leaves you back at our experiment.<br />
Search for those key words, “<em>If only…</em>” or “<em>One day…</em>”<br />
But rather than seeking them out in others.<br />
See if you’re the one using them.<br />
Then make the decision to use different words.<br />
And begin the transformation from Effect… to Cause.<br />
It’s the perfect place to start.</p>
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Ideas? Suggestions? Questions? Please leave a comment.</p>
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